Simple Steps For A Refinance/Renewal

Get the process started by answering a few simple planning questions, a couple of fun facts, and fill out the application. You can do so either online, which is faster, or over the phone. Your choice.

The next email you will receive will be a list of documents that will be required to complete your mortgage. The faster you provide these, the faster we can pre-approve you. A list of documents is also available [here].

Once we receive your documents, we will go to work getting your a mortgage. We will contact you to discuss lender options. We take this step seriously in a refinance or renewal. We want to make sure the mortgage suits you.

Once we receive your mortgage approval we will review any additional lender conditions, and ask you to collect any remaining documents. We will also arrange an appointment to sign your mortgage documents.

Once the lender has signed off on all of the conditions of your approval, we will advise you that all conditions have been met. This is when you get to celebrate! Perhaps some champagne or a nice bottle of wine?

Sit back and relax. You don’t even have to call the lawyer or the title company, they will call you to set up an appointment. If they haven’t called a week prior to your closing date, let us know and we’ll send them a reminder.

The last step in the process is to meet your lawyer or a title insurance company to sign the paperwork. At this point everything is usually done. But if something isn’t right, let us know and we’ll get it fixed. No big deal.